@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400;0,600;0,700;1,400&family=Source+Sans+3:wght@300;400;500;600&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --white:      #ffffff;
  --offwhite:   #f7f8fa;
  --light:      #eef0f4;
  --border:     #d6dae2;
  --muted:      #8a92a0;
  --body:       #3d4352;
  --dark:       #1e2333;
  --navy:       #0d1b3e;
  --navy-mid:   #152244;
  --amber:      #c8860a;
  --amber-lt:   #e09820;
  --amber-bg:   #fdf4e3;
  --font-serif: 'Playfair Display', Georgia, serif;
  --font-sans:  'Source Sans 3', system-ui, sans-serif;
  --maxw:       1200px;
  --r:          4px;
  --sh-sm:      0 1px 4px rgba(13,27,62,.07);
  --sh-md:      0 4px 18px rgba(13,27,62,.11);
  --sh-lg:      0 8px 40px rgba(13,27,62,.14);
  --t:          .22s ease;
}

html { scroll-behavior: smooth; }
body { font-family: var(--font-sans); font-size: 17px; line-height: 1.72; color: var(--body); background: var(--white); -webkit-font-smoothing: antialiased; }
img  { max-width: 100%; height: auto; display: block; }
a    { color: var(--amber); text-decoration: none; transition: color var(--t); }
a:hover { color: var(--amber-lt); }
ul   { list-style: none; }
h1,h2,h3,h4,h5 { font-family: var(--font-serif); color: var(--navy); line-height: 1.2; }
h1 { font-size: clamp(1.95rem, 4.5vw, 3.1rem); font-weight: 700; }
h2 { font-size: clamp(1.45rem, 3vw, 2.15rem); font-weight: 600; }
h3 { font-size: clamp(1.1rem, 2vw, 1.45rem); font-weight: 600; }
h4 { font-size: 1.1rem; font-weight: 600; }
p  { margin-bottom: 1em; color: var(--body); }
p:last-child { margin-bottom: 0; }

/* layout */
.wrap     { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }
.sec      { padding: 72px 0; }
.sec-sm   { padding: 44px 0; }
.sec-lg   { padding: 96px 0; }
.sec-dark { background: var(--navy); }
.sec-off  { background: var(--offwhite); }
.sec-lt   { background: var(--light); }

/* topbar */
.topbar { background: var(--navy-mid); font-size: .82rem; color: #8fa4c8; padding: 7px 0; border-bottom: 1px solid rgba(255,255,255,.06); }
.topbar .wrap { display: flex; justify-content: space-between; align-items: center; gap: 12px; flex-wrap: wrap; }
.topbar a { color: #8fa4c8; }
.topbar a:hover { color: var(--amber-lt); }

/* header */
.hdr { background: var(--white); position: sticky; top: 0; z-index: 900; border-bottom: 2px solid var(--light); box-shadow: var(--sh-sm); }
.hdr-inner { display: flex; align-items: center; justify-content: space-between; height: 68px; gap: 16px; max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }

/* logo */
.logo { display: flex; align-items: center; gap: 9px; text-decoration: none; flex-shrink: 0; }
.logo-icon { width: 36px; height: 36px; background: var(--navy); border-radius: 3px; display: flex; align-items: center; justify-content: center; }
.logo-icon svg { fill: var(--amber); width: 20px; height: 20px; }
.logo-name { font-family: var(--font-serif); font-size: 1.4rem; font-weight: 700; color: var(--navy); letter-spacing: -.4px; }
.logo-name em { color: var(--amber); font-style: normal; }

/* nav */
.nav { display: flex; align-items: center; }
.nav-list { display: flex; align-items: center; }
.nav-item { position: relative; }
.nav-link { display: flex; align-items: center; gap: 3px; padding: 0 13px; height: 68px; font-size: .875rem; font-weight: 500; color: var(--dark); border-bottom: 2px solid transparent; margin-bottom: -2px; transition: color var(--t), border-color var(--t); white-space: nowrap; }
.nav-link:hover, .nav-link.cur { color: var(--amber); border-bottom-color: var(--amber); }
.nav-link svg { width: 10px; height: 10px; fill: currentColor; transition: transform var(--t); }
.nav-item:hover .nav-link svg { transform: rotate(180deg); }
.drop { display: none; position: absolute; top: 100%; left: 0; min-width: 220px; background: var(--white); border: 1px solid var(--border); border-top: 3px solid var(--amber); box-shadow: var(--sh-md); border-radius: 0 0 var(--r) var(--r); z-index: 100; padding: 6px 0; }
.nav-item:hover .drop { display: block; }
.drop a { display: block; padding: 9px 18px; font-size: .875rem; color: var(--body); transition: background var(--t), color var(--t); }
.drop a:hover { background: var(--offwhite); color: var(--amber); }
.hdr-cta { margin-left: 14px; }

/* hamburger */
.ham { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 4px; background: none; border: none; }
.ham span { display: block; width: 23px; height: 2px; background: var(--navy); border-radius: 2px; transition: all var(--t); }
.ham.on span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.ham.on span:nth-child(2) { opacity: 0; }
.ham.on span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* buttons */
.btn { display: inline-flex; align-items: center; gap: 6px; padding: 10px 22px; border-radius: var(--r); font-family: var(--font-sans); font-size: .9rem; font-weight: 600; cursor: pointer; border: 2px solid transparent; transition: all var(--t); text-decoration: none; line-height: 1; white-space: nowrap; }
.btn-amber { background: var(--amber); color: var(--white); border-color: var(--amber); }
.btn-amber:hover { background: var(--amber-lt); border-color: var(--amber-lt); color: var(--white); }
.btn-navy { background: var(--navy); color: var(--white); border-color: var(--navy); }
.btn-navy:hover { background: #1a2f5e; border-color: #1a2f5e; color: var(--white); }
.btn-out-white { background: transparent; color: var(--white); border-color: rgba(255,255,255,.45); }
.btn-out-white:hover { background: rgba(255,255,255,.12); color: var(--white); border-color: var(--white); }
.btn-out-navy { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-out-navy:hover { background: var(--navy); color: var(--white); }
.btn-out-amber { background: transparent; color: var(--amber); border-color: var(--amber); }
.btn-out-amber:hover { background: var(--amber); color: var(--white); }
.btn-sm { padding: 7px 16px; font-size: .83rem; }
.btn-lg { padding: 13px 30px; font-size: 1rem; }

/* hero */
.hero { position: relative; min-height: 87vh; display: flex; align-items: center; overflow: hidden; background: var(--navy); }
.hero-bg { position: absolute; inset: 0; }
.hero-bg img { width: 100%; height: 100%; object-fit: cover; opacity: .25; }
.hero-ov { position: absolute; inset: 0; background: linear-gradient(108deg, rgba(13,27,62,.93) 45%, rgba(13,27,62,.52) 100%); }
.hero-ct { position: relative; z-index: 2; max-width: 720px; padding: 72px 0; }
.hero-kicker { font-size: .8rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--amber); margin-bottom: 18px; }
.hero-ct h1 { color: var(--white); margin-bottom: 20px; }
.hero-lead { font-size: 1.15rem; color: rgba(255,255,255,.8); line-height: 1.68; margin-bottom: 34px; max-width: 570px; }
.hero-lead p { color: rgba(255,255,255,.8); margin: 0; }
.hero-btns { display: flex; gap: 12px; flex-wrap: wrap; }

/* page hero */
.pg-hero { background: var(--navy); padding: 60px 0 52px; position: relative; overflow: hidden; }
.pg-hero::after { content:''; position:absolute; right:0; top:0; width:45%; height:100%; background: linear-gradient(90deg, transparent, rgba(200,134,10,.05)); pointer-events:none; }
.pg-hero-kicker { font-size: .77rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--amber); margin-bottom: 10px; }
.pg-hero h1 { color: var(--white); margin-bottom: 14px; position: relative; z-index: 1; }
.pg-hero-lead { font-size: 1.03rem; color: rgba(255,255,255,.72); max-width: 580px; line-height: 1.65; position: relative; z-index: 1; }
.pg-hero-lead p { color: rgba(255,255,255,.72); margin: 0; }

/* breadcrumb */
.bc { display: flex; align-items: center; gap: 7px; font-size: .82rem; color: rgba(255,255,255,.45); padding-bottom: 18px; flex-wrap: wrap; }
.bc a { color: rgba(255,255,255,.45); }
.bc a:hover { color: var(--amber-lt); }
.bc-sep { color: rgba(255,255,255,.25); }
.bc-cur { color: rgba(255,255,255,.75); }

/* section headings */
.sh { margin-bottom: 44px; }
.sh-c { text-align: center; }
.sh-kicker { font-size: .78rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; color: var(--amber); margin-bottom: 9px; }
.sh h2 { margin-bottom: 12px; }
.sh-sub { font-size: 1.02rem; color: var(--muted); line-height: 1.65; }
.sh-c .sh-sub { margin: 0 auto; max-width: 620px; }
.acc-line { display: block; width: 52px; height: 3px; background: var(--amber); margin-top: 14px; border-radius: 2px; }
.sh-c .acc-line { margin: 14px auto 0; }

/* cards */
.card { background: var(--white); border: 1px solid var(--border); border-radius: var(--r); overflow: hidden; transition: box-shadow var(--t), transform var(--t); }
.card:hover { box-shadow: var(--sh-md); transform: translateY(-2px); }
.card-img { aspect-ratio: 16/9; overflow: hidden; }
.card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .44s ease; }
.card:hover .card-img img { transform: scale(1.04); }
.card-body { padding: 22px; }
.card-cat { font-size: .73rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--amber); margin-bottom: 7px; display: block; }
.card-title { font-family: var(--font-serif); font-size: 1.12rem; font-weight: 600; color: var(--navy); line-height: 1.28; margin-bottom: 9px; }
.card-title a { color: inherit; }
.card-title a:hover { color: var(--amber); }
.card-exc { font-size: .9rem; color: var(--muted); line-height: 1.6; margin-bottom: 14px; }
.card-meta { display: flex; align-items: center; gap: 10px; font-size: .78rem; color: var(--muted); flex-wrap: wrap; }

/* grids */
.g3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 26px; }
.g2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 26px; }
.g4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 22px; }
.g-auto { display: grid; grid-template-columns: repeat(auto-fill, minmax(290px,1fr)); gap: 26px; }

/* featured layout */
.feat-grid { display: grid; grid-template-columns: 2fr 1fr; gap: 28px; }
.feat-main { position: relative; border-radius: var(--r); overflow: hidden; min-height: 440px; }
.feat-main > img { width: 100%; height: 100%; object-fit: cover; position: absolute; inset: 0; }
.feat-main-ov { position: absolute; inset: 0; background: linear-gradient(to top, rgba(13,27,62,.92) 38%, transparent 100%); }
.feat-main-body { position: absolute; bottom: 0; left: 0; right: 0; padding: 28px 30px; z-index: 2; }
.feat-main-cat { font-size: .72rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--amber); margin-bottom: 7px; }
.feat-main-title { font-family: var(--font-serif); font-size: clamp(1.25rem,2.5vw,1.8rem); font-weight: 700; color: var(--white); line-height: 1.22; margin-bottom: 10px; }
.feat-main-title a { color: inherit; }
.feat-main-title a:hover { color: var(--amber-lt); }
.feat-main-meta { font-size: .78rem; color: rgba(255,255,255,.55); }
.feat-side { display: flex; flex-direction: column; }
.feat-side .card { border-left: none; border-right: none; border-radius: 0; box-shadow: none; border-top: none; border-bottom: 1px solid var(--border); }
.feat-side .card:last-child { border-bottom: none; }
.feat-side .card:hover { box-shadow: none; transform: none; }
.feat-side .card-body { padding: 16px 0; }

/* stats */
.stats-row { display: grid; grid-template-columns: repeat(4,1fr); gap: 2px; background: var(--border); border: 1px solid var(--border); border-radius: var(--r); overflow: hidden; }
.stat-it { background: var(--white); padding: 28px 20px; text-align: center; }
.stat-num { font-family: var(--font-serif); font-size: 2.5rem; font-weight: 700; color: var(--navy); line-height: 1; margin-bottom: 5px; display: block; }
.stat-num em { color: var(--amber); font-style: normal; }
.stat-lbl { font-size: .83rem; color: var(--muted); font-weight: 500; }
.stats-row-dark { background: rgba(255,255,255,.07); border-color: rgba(255,255,255,.07); }
.stats-row-dark .stat-it { background: transparent; }
.stats-row-dark .stat-num { color: var(--white); }
.stats-row-dark .stat-lbl { color: rgba(255,255,255,.5); }

/* split */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.split-rev { direction: rtl; }
.split-rev > * { direction: ltr; }
.split-img { border-radius: var(--r); overflow: hidden; box-shadow: var(--sh-lg); }
.split-img img { width: 100%; height: 100%; object-fit: cover; }

/* pullquote */
.pq { border-left: 4px solid var(--amber); padding: 18px 26px; background: var(--amber-bg); margin: 28px 0; }
.pq p { font-family: var(--font-serif); font-size: 1.15rem; font-style: italic; color: var(--navy); line-height: 1.55; margin-bottom: 8px; }
.pq cite { font-size: .83rem; color: var(--muted); font-style: normal; font-weight: 500; }

/* team */
.team-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--r); overflow: hidden; text-align: center; transition: box-shadow var(--t); }
.team-card:hover { box-shadow: var(--sh-md); }
.team-img { aspect-ratio: 1; overflow: hidden; }
.team-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s ease; }
.team-card:hover .team-img img { transform: scale(1.05); }
.team-body { padding: 18px 14px; }
.team-name { font-family: var(--font-serif); font-size: 1.05rem; font-weight: 600; color: var(--navy); margin-bottom: 3px; }
.team-role { font-size: .82rem; color: var(--amber); font-weight: 500; margin-bottom: 8px; }
.team-bio  { font-size: .86rem; color: var(--muted); line-height: 1.55; }

/* tags */
.tag { display: inline-block; padding: 4px 11px; border-radius: 20px; font-size: .77rem; font-weight: 500; background: var(--light); color: var(--body); transition: background var(--t), color var(--t); }
.tag:hover { background: var(--amber); color: var(--white); }
.tags { display: flex; flex-wrap: wrap; gap: 7px; }

/* article */
.art-hdr { padding: 56px 0 44px; border-bottom: 1px solid var(--border); }
.art-meta { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; margin-bottom: 18px; }
.art-cat { font-size: .73rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--amber); }
.art-date, .art-author { font-size: .82rem; color: var(--muted); }
.art-body { max-width: 760px; }
.art-body h2 { margin: 36px 0 14px; font-size: 1.55rem; }
.art-body h3 { margin: 28px 0 10px; font-size: 1.2rem; }
.art-body p { margin-bottom: 1.25em; }
.art-body ul, .art-body ol { margin: 0 0 1.25em 1.5em; }
.art-body li { margin-bottom: .45em; }
.art-body img { border-radius: var(--r); margin: 24px 0; box-shadow: var(--sh-sm); }
.art-lead { font-size: 1.15rem; color: var(--dark); line-height: 1.72; margin-bottom: 1.4em; font-weight: 400; }

/* two-col layout */
.cs-grid { display: grid; grid-template-columns: 1fr 330px; gap: 44px; align-items: start; }
.sw { background: var(--white); border: 1px solid var(--border); border-radius: var(--r); padding: 22px; margin-bottom: 24px; }
.sw:last-child { margin-bottom: 0; }
.sw-title { font-family: var(--font-serif); font-size: .97rem; font-weight: 700; color: var(--navy); margin-bottom: 14px; padding-bottom: 10px; border-bottom: 2px solid var(--amber); }
.sw-list li { padding: 9px 0; border-bottom: 1px solid var(--light); font-size: .89rem; }
.sw-list li:last-child { border-bottom: none; }
.sw-list li a { color: var(--body); }
.sw-list li a:hover { color: var(--amber); }

/* contact form */
.fg { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.fgrp { display: flex; flex-direction: column; gap: 5px; }
.fgrp-full { grid-column: 1/-1; }
.flbl { font-size: .87rem; font-weight: 500; color: var(--dark); }
.finp { padding: 11px 13px; border: 1px solid var(--border); border-radius: var(--r); font-family: var(--font-sans); font-size: .92rem; color: var(--body); background: var(--white); transition: border-color var(--t), box-shadow var(--t); width: 100%; outline: none; }
.finp:focus { border-color: var(--amber); box-shadow: 0 0 0 3px rgba(200,134,10,.11); }
textarea.finp { resize: vertical; min-height: 136px; }
.fnote { font-size: .79rem; color: var(--muted); }
.f-ok { display: none; background: #edf7ee; border: 1px solid #b2d9b4; border-radius: var(--r); padding: 16px 20px; color: #2a6a2e; font-size: .93rem; font-weight: 500; margin-top: 14px; align-items: center; gap: 8px; }
.f-ok.on { display: flex; }

/* info box */
.ibox { background: var(--offwhite); border: 1px solid var(--border); border-radius: var(--r); padding: 26px 30px; }
.ibox-amber { background: var(--amber-bg); border-color: rgba(200,134,10,.22); }
.ibox h4 { font-family: var(--font-serif); font-size: 1.08rem; font-weight: 600; color: var(--navy); margin-bottom: 10px; }
.ibox p { font-size: .91rem; color: var(--muted); }

/* timeline */
.tl { position: relative; padding-left: 26px; }
.tl::before { content:''; position:absolute; left:6px; top:6px; bottom:6px; width:2px; background:var(--border); }
.tl-item { position: relative; margin-bottom: 32px; }
.tl-item::before { content:''; position:absolute; left:-23px; top:5px; width:12px; height:12px; border-radius:50%; background:var(--amber); border:2px solid var(--white); box-shadow:0 0 0 2px var(--amber); }
.tl-year { font-size: .77rem; font-weight: 700; letter-spacing: .08em; color: var(--amber); text-transform: uppercase; margin-bottom: 3px; }
.tl-title { font-family: var(--font-serif); font-size: 1.05rem; font-weight: 600; color: var(--navy); margin-bottom: 5px; }
.tl-text { font-size: .89rem; color: var(--muted); }

/* newsletter */
.nl-form { display: flex; gap: 0; max-width: 460px; }
.nl-form .finp { border-radius: var(--r) 0 0 var(--r); border-right: none; }
.nl-form .btn { border-radius: 0 var(--r) var(--r) 0; }

/* cat nav */
.cat-nav { display: flex; gap: 0; border-bottom: 2px solid var(--border); margin-bottom: 36px; flex-wrap: wrap; }
.cat-nav a { padding: 9px 16px; font-size: .87rem; font-weight: 500; color: var(--muted); border-bottom: 2px solid transparent; margin-bottom: -2px; transition: color var(--t), border-color var(--t); }
.cat-nav a:hover, .cat-nav a.on { color: var(--amber); border-bottom-color: var(--amber); }

/* pagination */
.pager { display: flex; align-items: center; gap: 4px; justify-content: center; margin-top: 44px; }
.pager a, .pager span { display: flex; align-items: center; justify-content: center; width: 36px; height: 36px; border: 1px solid var(--border); border-radius: var(--r); font-size: .87rem; font-weight: 500; color: var(--body); transition: all var(--t); }
.pager a:hover { background: var(--amber); color: var(--white); border-color: var(--amber); }
.pager span.on { background: var(--navy); color: var(--white); border-color: var(--navy); }

/* accordion */
.acc { border: 1px solid var(--border); border-radius: var(--r); overflow: hidden; }
.acc-item { border-bottom: 1px solid var(--border); }
.acc-item:last-child { border-bottom: none; }
.acc-btn { width: 100%; display: flex; justify-content: space-between; align-items: center; padding: 16px 20px; background: var(--white); cursor: pointer; font-family: var(--font-sans); font-size: .93rem; font-weight: 500; color: var(--dark); border: none; text-align: left; transition: background var(--t); gap: 10px; }
.acc-btn:hover, .acc-btn.on { background: var(--offwhite); color: var(--amber); }
.acc-btn svg { flex-shrink: 0; transition: transform var(--t); width: 15px; height: 15px; fill: currentColor; }
.acc-btn.on svg { transform: rotate(180deg); }
.acc-body { display: none; padding: 0 20px 16px; font-size: .91rem; color: var(--muted); line-height: 1.65; }
.acc-body.on { display: block; }

/* feature icon card */
.fi-card { padding: 28px 24px; background: var(--white); border: 1px solid var(--border); border-radius: var(--r); transition: border-color var(--t), box-shadow var(--t); }
.fi-card:hover { border-color: var(--amber); box-shadow: var(--sh-sm); }
.fi-icon { width: 46px; height: 46px; background: var(--amber-bg); border-radius: var(--r); display: flex; align-items: center; justify-content: center; margin-bottom: 18px; }
.fi-icon svg { width: 22px; height: 22px; fill: var(--amber); }
.fi-card h3 { font-size: 1.08rem; margin-bottom: 9px; }
.fi-card p { font-size: .9rem; }

/* table */
.tbl-wrap { overflow-x: auto; border-radius: var(--r); border: 1px solid var(--border); }
table { width: 100%; border-collapse: collapse; font-size: .92rem; }
thead th { background: var(--navy); color: var(--white); padding: 12px 16px; text-align: left; font-weight: 600; font-family: var(--font-sans); font-size: .85rem; letter-spacing: .03em; }
tbody td { padding: 11px 16px; border-bottom: 1px solid var(--light); color: var(--body); }
tbody tr:last-child td { border-bottom: none; }
tbody tr:nth-child(even) td { background: var(--offwhite); }

/* footer */
.ftr { background: var(--navy); color: rgba(255,255,255,.68); padding: 60px 0 0; }
.ftr-grid { display: grid; grid-template-columns: 2.2fr 1fr 1fr 1fr; gap: 44px; padding-bottom: 44px; border-bottom: 1px solid rgba(255,255,255,.08); }
.ftr-col h4 { font-family: var(--font-serif); font-size: .97rem; font-weight: 600; color: var(--white); margin-bottom: 16px; letter-spacing: .01em; }
.ftr-col p { font-size: .875rem; line-height: 1.7; color: rgba(255,255,255,.58); }
.ftr-col ul li { margin-bottom: 8px; }
.ftr-col ul li a { font-size: .875rem; color: rgba(255,255,255,.58); transition: color var(--t); }
.ftr-col ul li a:hover { color: var(--amber-lt); }
.ftr-logo { margin-bottom: 14px; }
.ftr-logo .logo-name { color: var(--white); font-size: 1.4rem; }
.ftr-contact p { font-size: .86rem; margin-bottom: 5px; line-height: 1.6; }
.ftr-contact a { color: rgba(255,255,255,.58); }
.ftr-contact a:hover { color: var(--amber-lt); }
.ftr-bot { padding: 18px 0; display: flex; justify-content: space-between; align-items: center; gap: 14px; flex-wrap: wrap; font-size: .81rem; color: rgba(255,255,255,.38); }
.ftr-bot a { color: rgba(255,255,255,.38); transition: color var(--t); }
.ftr-bot a:hover { color: var(--amber-lt); }
.ftr-pol { display: flex; gap: 18px; flex-wrap: wrap; }

/* cookie banner */
.ck-bar { position: fixed; bottom: 0; left: 0; right: 0; background: var(--navy-mid); color: rgba(255,255,255,.85); padding: 18px 24px; z-index: 9999; display: flex; align-items: center; justify-content: space-between; gap: 20px; box-shadow: 0 -4px 20px rgba(0,0,0,.2); transform: translateY(100%); transition: transform .38s ease; flex-wrap: wrap; }
.ck-bar.show { transform: translateY(0); }
.ck-text { font-size: .875rem; line-height: 1.6; }
.ck-text a { color: var(--amber-lt); text-decoration: underline; }
.ck-btns { display: flex; gap: 9px; flex-shrink: 0; }
.ck-acc { padding: 7px 18px; font-size: .85rem; font-weight: 600; border-radius: var(--r); background: var(--amber); color: var(--white); border: none; cursor: pointer; transition: background var(--t); }
.ck-acc:hover { background: var(--amber-lt); }
.ck-dec { padding: 7px 18px; font-size: .85rem; font-weight: 500; border-radius: var(--r); background: transparent; color: rgba(255,255,255,.7); border: 1px solid rgba(255,255,255,.28); cursor: pointer; transition: border-color var(--t), color var(--t); }
.ck-dec:hover { border-color: rgba(255,255,255,.6); color: var(--white); }

/* back to top */
.btt { position: fixed; bottom: 28px; right: 28px; width: 42px; height: 42px; background: var(--navy); color: var(--white); border-radius: 50%; display: flex; align-items: center; justify-content: center; box-shadow: var(--sh-md); opacity: 0; visibility: hidden; transition: all var(--t); z-index: 400; border: none; cursor: pointer; }
.btt.show { opacity: 1; visibility: visible; }
.btt:hover { background: var(--amber); transform: translateY(-2px); }
.btt svg { fill: currentColor; width: 16px; height: 16px; }

/* policy */
.pol-content { max-width: 820px; }
.pol-content h2 { font-size: 1.38rem; margin: 38px 0 13px; padding-top: 14px; border-top: 1px solid var(--border); }
.pol-content h2:first-of-type { border-top: none; margin-top: 0; }
.pol-content h3 { font-size: 1.08rem; margin: 26px 0 9px; color: var(--dark); }
.pol-content ul, .pol-content ol { margin: 0 0 1.15em 1.5em; }
.pol-content li { margin-bottom: .5em; font-size: .94rem; color: var(--body); }
.pol-content p { font-size: .94rem; }
.pol-upd { display: inline-flex; align-items: center; gap: 7px; background: var(--amber-bg); color: var(--amber); font-size: .82rem; font-weight: 600; padding: 5px 13px; border-radius: 20px; margin-bottom: 26px; }

/* divider */
hr.div { border: none; border-top: 1px solid var(--border); margin: 0; }

/* responsive */
@media (max-width: 1080px) {
  .g4 { grid-template-columns: repeat(2,1fr); }
  .feat-grid { grid-template-columns: 1fr; }
  .cs-grid { grid-template-columns: 1fr; }
  .ftr-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
}
@media (max-width: 860px) {
  .g3 { grid-template-columns: 1fr 1fr; }
  .split, .split-rev { grid-template-columns: 1fr; gap: 32px; direction: ltr; }
  .stats-row { grid-template-columns: 1fr 1fr; }
  .fg { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  .nav { display: none; position: fixed; top: 68px; left: 0; right: 0; background: var(--white); border-bottom: 1px solid var(--border); overflow-y: auto; max-height: calc(100vh - 68px); padding: 10px 0; flex-direction: column; align-items: stretch; z-index: 800; box-shadow: var(--sh-lg); }
  .nav.open { display: flex; }
  .nav-list { flex-direction: column; align-items: stretch; }
  .nav-link { height: auto; padding: 12px 22px; border-bottom: none; font-size: 1rem; border-bottom: 1px solid var(--light); }
  .drop { display: none !important; }
  .hdr-cta { display: none; }
  .ham { display: flex; }
  .topbar { display: none; }
  .hero { min-height: 68vh; }
  .g3, .g2 { grid-template-columns: 1fr; }
  .ftr-grid { grid-template-columns: 1fr; gap: 24px; }
  .stats-row { grid-template-columns: 1fr 1fr; }
  .nl-form { flex-direction: column; }
  .nl-form .finp { border-radius: var(--r); border-right: 1px solid var(--border); }
  .nl-form .btn { border-radius: var(--r); }
  .sec { padding: 48px 0; }
  .sec-lg { padding: 60px 0; }
  .ftr-bot { flex-direction: column; text-align: center; }
  .ftr-pol { justify-content: center; }
  .ck-bar { flex-direction: column; align-items: flex-start; }
}
@media (max-width: 480px) {
  .stats-row { grid-template-columns: 1fr; }
  .g4, .g3 { grid-template-columns: 1fr; }
  .wrap { padding: 0 16px; }
  .hero-btns { flex-direction: column; align-items: flex-start; }
  .btt { bottom: 20px; right: 20px; }
}

/* utilities */
.ta-c { text-align: center; }
.ta-r { text-align: right; }
.c-amber { color: var(--amber) !important; }
.c-muted { color: var(--muted); }
.c-white { color: var(--white); }
.c-navy  { color: var(--navy); }
.fw6     { font-weight: 600; }
.fw7     { font-weight: 700; }
.fserif  { font-family: var(--font-serif); }
.mt4  { margin-top: 4px; }  .mt8  { margin-top: 8px; }  .mt16 { margin-top: 16px; } .mt24 { margin-top: 24px; } .mt32 { margin-top: 32px; } .mt44 { margin-top: 44px; }
.mb4  { margin-bottom: 4px; } .mb8  { margin-bottom: 8px; } .mb16 { margin-bottom: 16px; } .mb24 { margin-bottom: 24px; } .mb32 { margin-bottom: 32px; } .mb44 { margin-bottom: 44px; }
.df { display: flex; } .aic { align-items: center; } .jcb { justify-content: space-between; } .jcc { justify-content: center; } .fww { flex-wrap: wrap; } .g8 { gap: 8px; } .g12 { gap: 12px; } .g16 { gap: 16px; } .g24 { gap: 24px; }
.sr-only { position: absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden; clip:rect(0,0,0,0); border:0; }
.img-c { width:100%; height:100%; object-fit:cover; display:block; }
.rounded { border-radius: var(--r); }
.shadow  { box-shadow: var(--sh-md); }

/* auto-aliases R13 */
:root {
  --color-accent: #3b82f6;
  --color-bg-light: #f8fafc;
  --color-bg-off: #f1f5f9;
  --color-border: #e2e8f0;
  --color-primary: #1e293b;
  --color-secondary: #64748b;
  --color-text-light: #64748b;
  --color-text-medium: #374151;
  --color-text-muted: #94a3b8;
  --color-white: #ffffff;
  --off: #f8f9fa;
  --radius-lg: 12px;
  --radius-md: 8px;
  --shadow-lg: 0 10px 15px rgba(0,0,0,.1);
  --shadow-md: 0 4px 6px rgba(0,0,0,.1);
  --shadow-sm: 0 1px 3px rgba(0,0,0,.1);
  --transition: all .2s ease;
  --transition-slow: all .3s ease;
}